Consumers often have a false sense of faith in insurance providers. They tend to think of insurance companies as friendly or helpful because of the marketing efforts made by those businesses. Their trusting approach to claims can often lead to undervalued compensation after a car crash.
Anyone who has sustained major injuries or property damage losses will likely benefit from having a lawyer help with an insurance claim or personal injury lawsuit. However, when the vehicle that caused the collision is a commercial truck, it will be of the utmost importance to have proper support if you’re seeking the maximum amount of compensation to which you’re rightfully entitled.
1. The insurance company has a lot to lose.
Aggressive negotiations are standard when a sizeable insurance claim has been submitted. The higher the policy limits and the greater the overall damage, the more assertive insurance professionals will be in their efforts to reduce the company’s liability.
Given that commercial vehicles that weigh 10,001 pounds or more typically have to have at least $750,000 worth of liability coverage, there is plenty of incentive for insurance companies to push back on claims after a commercial crash.
The average person may not have much experience with negotiations or much understanding of insurance and personal injury law, which puts them at a disadvantage when negotiating with an insurance company. A lawyer knows the rules and how to handle negotiation tactics that the average consumer might fall victim to when handling a claim on their own.
2. The claimant already has enough personal stress
Undergoing treatment for a major injury is both physically and psychologically stressful. The stress that someone experiences can actually affect their recovery. Psychological tension can diminish the performance of the immune system, making it important that those trying to recover from a traumatic injury try to limit their stress levels.
Trying to educate oneself about insurance law or communicating with insurance companies while recovering from major injuries will not be in the best interest of the injured party. The lawyer representing the injured individual can handle all of the communication with the insurance company and the process of preparing for civil litigation if necessary. That way, claimants can focus on healing and let someone with more experience manage their claims.
There is no question that recognizing how important professional help might be can help someone who has been injured in a recent commercial vehicle crash recover the compensation to which they’re rightfully entitled.